Free tool
Estimate your private health insurance cost
A 60-second calculator with the 2026 thresholds and rates. Tells you what private cover would cost in your bracket — and how that compares to public.
Private health insurance calculator
Adjust the inputs to see typical premiums in 2026. Results are illustrative — your real premium depends on health and tariff choice.
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Estimated monthly premium
Enter your age and income to see your estimate.
Estimate based on a healthy applicant. Actual private health insurance premiums depend on your individual health declaration, chosen tariff, deductible, and provider.
Read up before you sign
Three pages we always send to clients before they pick a provider.
Who qualifies for private?
Confirm you're actually eligible before doing premium math.
Read the eligibility guideAll 11 provider reviews
How premiums, benefits and stability compare between insurers.
Compare providersWhat drives your premium
Real 2026 premium ranges by age and the three factors that set them.
Read the cost guide