Aviso legal

Legal Notice / Imprint Information pursuant to Section 5 DDG

Service provider / operator of this website

Bettina Ostermann Brokers Ltd. Centris Business Gateway Triq Is-Salib Tal-Imriehel CBD3020 Birkirkara Malta Represented by: Bettina Ostermann, CEO Email: info@myhealthcarebroker.de Phone: +49 711 96981720 My Healthcare Broker is a brand of Bettina Ostermann Brokers Ltd., which operates this website as well as the related marketing, sales and communication platform.

Insurance Intermediation in Germany

Insurance intermediation activities requiring authorisation in Germany are carried out exclusively by Smart Media GmbH, an independent company and authorised service provider acting as cooperation partner of this website. Smart Media GmbH Königstraße 27 70173 Stuttgart Germany Represented by: Marco Maurelli Commercial Register: Local Court of Stuttgart, HRB 786318 VAT Identification Number pursuant to Section 27a of the German VAT Act: DE355216596

Insurance Intermediary Register

Registration number: D-TNHS-HEZEQ-56 Register: www.vermittlerregister.info

Authorisation and Supervisory Authority

Smart Media GmbH holds an authorisation pursuant to Section 34d para. 1 of the German Trade Regulation Act as an insurance broker. Competent supervisory authority: IHK Region Stuttgart Jägerstraße 30 70173 Stuttgart Germany

Professional Title

Insurance broker with authorisation pursuant to Section 34d para. 1 of the German Trade Regulation Act

Status as registered in the Insurance Intermediary Register

Federal Republic of Germany

Professional Regulations

The following professional regulations apply in particular: § 34d German Trade Regulation Act Sections 59–68 German Insurance Contract Act German Insurance Mediation Ordinance The professional regulations can be accessed via the website operated by the German Federal Ministry of Justice and juris GmbH: www.gesetze-im-internet.de

Clarification of Roles

The website myhealthcarebroker.com serves to provide information, customer communication, lead generation and sales support in the field of health insurance and international insurance solutions. Bettina Ostermann Brokers Ltd., represented by its CEO Bettina Ostermann, is the owner of the brand "My Healthcare Broker" and the operator of this website as well as the related marketing, sales and communication platform. It is not itself a regulated insurance intermediary in Germany. Smart Media GmbH is an independent company and authorised service provider acting as the regulated insurance broker for all intermediation activities offered through this website. Smart Media GmbH operates under its own authorisation pursuant to Section 34d para. 1 of the German Trade Regulation Act and is supervised in its own right. There are no mutual shareholdings or other economic ties between the aforementioned companies. Where information on insurance products, advice, applications or intermediation is provided on this website, this is done exclusively within the framework of the cooperation with Smart Media GmbH as the regulated insurance broker.

Dispute Resolution Bodies

In the event of disputes between insurance intermediaries and policyholders, the following independent dispute resolution bodies may be contacted: Versicherungsombudsmann e. V. Postfach 080632 10006 Berlin Germany www.versicherungsombudsmann.de Ombudsman for Private Health and Long-Term Care Insurance Kronenstraße 13 10117 Berlin Germany www.pkv-ombudsmann.de

AI-Generated Content

Some illustrations, images and graphics on this website were created or edited with the help of artificial-intelligence tools. They serve illustrative purposes and do not depict real, identifiable persons or actual events. Editorial texts are reviewed by a member of our team before publication.