Marco Maurelli
Marco runs the editorial work at Myhealthcarebroker. He writes and edits the English-language guides on private and public health insurance in Germany, and every page is reviewed for technical accuracy by Bettina Ostermann, a registered insurance broker (§ 34d Abs. 1 GewO).
About Marco
Marco Maurelli is the editorial and marketing lead at Myhealthcarebroker. He writes the long-form English-language content for the site and edits every broker-authored article for clarity, structure, and accessibility for non-German speakers. He is the bridge between Bettina's two decades of insurance advisory and the questions actually landing in the inbox each week from international residents in Stuttgart, Munich, Berlin, Frankfurt, and Hamburg.
His work focuses on the parts of German private health insurance that are hardest to find in English: the tariff landscape, the trade-offs between digital-first and mutual insurers, and the practical mechanics of switching from public to private cover for someone who arrived in Germany within the last five years.
What Marco writes about
The editorial remit covers the topics that newcomers and English-speaking residents most often get wrong. Every piece goes through a broker review before publication.
- Eligibility and the income threshold
Who can opt into private cover, the 2026 JAEG, and the routes most often missed by international residents.
- Costs and 30-year horizon
How private and public premiums are priced, what changes them, and what to budget across a working life.
- Switching public to private (and back)
Paperwork, timing, employer notification, and the points where switching gets blocked.
- Provider comparison content
Translating broker-quoting data into reviews, scorecards, and comparison tables for the major German insurers.
- Newcomer-specific routes
Blue Card, Chancenkarte, freelancer permit, family reunification. What changes for each visa type.
- Spanish-language coverage
The Spanish version of the site (/es) mirrors the English structure so Spanish-speaking residents get the same depth.
Editorial standards
Health insurance content is YMYL — Your Money or Your Life — so the editorial process is built around making the site safe to act on. Three principles run through every article.
- Broker review before publication
Every page covering eligibility, premiums, switching procedures, or tariff comparisons is reviewed by Bettina Ostermann (§ 34d Abs. 1 GewO) before going live. The byline names her explicitly so the regulatory accountability is visible.
- Sources we cite
BaFin, PKV-Verband, Statistisches Bundesamt, Bundesministerium für Gesundheit, GKV-Spitzenverband, and current insurer tariff sheets. Numbers in the guides are dated and refreshed every quarter.
- Updates and date stamps
Every page carries a Last updated date. Articles are reviewed at least every 90 days against current thresholds and tariffs. Stale pages are flagged and refreshed before they can mislead.
- Independent, not commission-led
The editorial team is paid by Myhealthcarebroker, not by individual insurers. Provider recommendations come from broker-side fit assessment, not affiliate margins.
Get in touch with Marco
Editorial questions, source requests, or press queries: Marco handles the writing side. For an insurance consultation, you will be routed to Bettina or another licensed broker on the team.